Attractive Reward Points Earn 2 Reward Points for every 150 for spends up to 50,000 per statement cycle. For incremental spends above 50,000 in a statement cycle, earn 50% more Reward Points i.e. 3 Reward Points per 150.     0% Fuel Surcharge Fuel up without worrying about the surcharge at any petrol pump (applicable for transactions between 400 to 5000)     Zero liability on lost card You carry zero liability for fraudulent transactions on lost card post reporting the loss.     Interest free credit facility Enjoy up to 50 days of interest free period from the date of purchase.     Revolving Credit Facility Enjoy the Revolving Credit Facility at an interest rate of 3.15% per month.     Free Add-on card facility Give upto 3 add-on cards to your loved ones and share these privileges with them.

What is a Credit Limit? The 'Credit limit' is the maximum amount you can spend or borrow using your Credit Card. This limit is determined on the basis of your income, source of income etc.     How do I get my Reward Points converted into air miles? You can get your accumulated Reward Points converted into air miles across India 's top airlines - Jet Airways, Indian & Kingfisher Airlines. This can be done by filling up a printout of the Redemption Form, available on the HDFC Bank website and sending it to us. The air miles will subsequently get credited to the Frequent Flyer Account of the airline you have selected.     What should I do if I lose my card or it is stolen? Don't panic if you happen to lose your card. The first thing to do is: Call our 24-Hour Customer Call Centre and report the loss. Make sure you file a FIR for the lost/stolen card and send us a copy, along with a written confirmation, to the Manager - Customer Services, HDFC Bank Credit Cards Division, P.O. Box number-399 Anna Salai, H.P.O, Chennai - 600 002. This will help us to, immediately block all transactions on your card and initiate the process to deliver a new card to you within the next 3 business days. Any fraudulent transactions after reporting the loss will be borne by us.

The schedule of charges for HDFC Bank Platinum Plus Credit Card is as follows:   Description of Charges Platinum Plus Credit Card Interest Free Period Upto 50 days Minimum Repayment Amount 5% subject to a minimum of 200 Cash Advance Limit 40% of credit limit Annual / Renewal Fee 399 Spend condition for waiver of annual charges 1st year fee waiver condition: 15,000 retail spends in 1st 3 months from the card setup date. Renewal fee (2nd year onwards) waiver: 50,000 retail spends in 12 months form card renewal date. Additional Card fee NIL Charges On revolving Credit 3.15% P.M., 37.8% Annually - from Transaction date Cash Advance Charges 2.5% on amount withdrawn or 300/- whichever is higher.